Is there any better flavor pairing than banana and chocolate? It’s a classic for a reason. These gluten-free chocolate chip banana muffins turn out moist, tender, and ready for a snack, school lunch, or a quick grab-and-go breakfast. The recipe is straightforward, uses pantry-friendly ingredients, and can easily be made dairy-free by swapping the butter for coconut oil.

I usually keep a few overripe bananas on the counter because they’re perfect for baking. That habit has led to a growing collection of banana recipes on the blog, and this gluten-free chocolate chip banana muffin recipe stands on its own. While you could fold chocolate chips into banana bread or other muffin recipes, these muffins are tuned to highlight that simple banana-and-chocolate moment: soft crumb, just-sweet-enough batter, and pockets of melty chocolate throughout.
These muffins are forgiving and family-friendly. They require no unusual ingredients, and the steps are simple: mix dry ingredients, cream the butter and sugar, add eggs and mashed bananas, fold in the dry mix and the chocolate chips, scoop into liners, and bake. If you want to make them dairy-free, swap the butter for solid coconut oil at the same volume. For texture, mini chocolate chips work great, but regular chips are fine too.
Simple Ingredients
Everything in this recipe is likely already in your kitchen: a gluten-free flour blend, leavening, spices, sweetener, eggs, mashed ripe bananas, and chocolate chips. Here’s a quick breakdown so you know what each ingredient contributes and potential substitutions.

- Gluten-free flour blend: Use a 1:1 baking flour blend for best results. Tested blends include Bob’s Red Mill 1:1 and Cup4Cup; both perform well. Note that some blends contain dairy-derived ingredients.
- Chocolate chips: Mini chips distribute more evenly, but regular chips are fine.
- Butter: Provides flavor and tenderness. Replace with coconut oil to make the muffins dairy-free.
- Sugar: Plain granulated sugar balances the banana flavor and helps with browning.
- Eggs: Bind the batter and add structure.
- Leavening and spices: Baking powder, baking soda, a pinch of salt, and cinnamon for warmth and lift.
- Bananas: Use ripe, spotty bananas for the best sweetness and moisture—about three small bananas for one cup mashed.
How to Make the Muffins

- Preheat the oven to 350°F (175°C). Grease a muffin pan well or line it with parchment liners.
- Whisk together the dry ingredients—gluten-free flour blend, baking powder, baking soda, cinnamon, and salt—in a small bowl and set aside.
- Cream the butter and sugar together until light and smooth. Add the eggs and vanilla, mixing until combined.
- Stir in the mashed ripe bananas. If your bananas are still a bit firm, pre-mash them first for a uniform texture.
- Gently fold the dry ingredients into the wet mixture, then stir in the chocolate chips.
- Scoop the batter into the prepared muffin tins, filling each about two-thirds full. Press a few extra chips on top of each muffin if you like the look of melted chips on the surface.
- Bake at 350°F for 20–24 minutes, or until the tops are lightly golden and a toothpick inserted into the center comes out clean or with a few moist crumbs.

Helpful Tips
- Use parchment liners: They make removal simple and keep muffins from sticking. If you skip liners, grease the pan generously.
- Don’t overmix: Combine the batter until the ingredients are just incorporated. Overmixing can make muffins dense or gummy.
- Storage: Store baked muffins at room temperature in an airtight container for up to three days. For longer storage, freeze individual muffins wrapped well for up to three months.
- Banana texture: Very ripe bananas mash easily and add more natural sweetness and moisture to the batter.

Recipe
Gluten-free Chocolate Chip Banana Muffins
Author: Katie Olesen
Banana and chocolate are the perfect pair. These gluten-free chocolate chip banana muffins are moist, tender, and ideal for a quick breakfast or snack.
Servings: 12 muffins
Prep Time: 20 minutes
Cook Time: 23 minutes
Total Time: 43 minutes
Ingredients
- 1 ¾ cups gluten-free flour blend
- 1 ½ teaspoons baking powder
- ½ teaspoon baking soda
- 1 teaspoon cinnamon
- ½ teaspoon salt
- ½ cup butter (1 stick) — substitute coconut oil for dairy-free
- ½ cup sugar
- 2 eggs
- 1 teaspoon vanilla
- 1 cup mashed ripe banana (about 3 small bananas)
- ½ cup mini chocolate chips (plus extra for tops if desired)
Instructions
- Preheat the oven to 350°F (175°C). Grease a muffin pan or line with parchment liners.
- In a small bowl, whisk together the gluten-free flour blend, baking powder, baking soda, cinnamon, and salt. Set aside.
- Cream the butter and sugar until smooth. Add the eggs one at a time and stir in the vanilla.
- Fold in the mashed bananas. If the bananas are slightly firm, pre-mash them first for a smooth batter.
- Gently mix in the dry ingredients until just combined. Stir in the chocolate chips.
- Spoon the batter into the prepared muffin tins. Top each muffin with a few extra chocolate chips if desired.
- Bake for 20–24 minutes, or until the muffins are lightly golden and a toothpick inserted into the center comes out clean.
- Allow muffins to cool in the pan for a few minutes, then transfer to a wire rack to cool completely.
Notes
- Parchment liners are recommended to prevent sticking. If not using liners, grease the pan well.
- Avoid overmixing to keep the crumb tender.
- Store muffins in an airtight container at room temperature for up to three days, or freeze for longer storage.
Estimated Nutrition (per muffin)
- Calories: 244 kcal
- Carbohydrates: 31 g
- Protein: 4 g
- Fat: 13 g (Saturated Fat: 7 g)
- Sodium: 268 mg
- Fiber: 3 g
* Nutritional information is an estimate and should be used as a guideline only.
